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The Travelers Companies Inc (TRV)
NYSE:TRV
US Market
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Travelers Companies (TRV) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 27, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
8.43
Last Year’s EPS
9.15
Same Quarter Last Year
Based on 16 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 16, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call reflects a strong financial performance with record earnings and robust shareholder returns. While there are challenges in certain lines such as property and new business in Bond and Specialty, the overall results and strategic positioning indicate a positive outlook.
Company Guidance
During the third quarter of fiscal year 2025, Travelers reported strong financial performance, highlighted by a core income of $1.9 billion or $8.14 per diluted share, and a return on equity of 22.6%, with a trailing twelve-month core return on equity of 18.7%. The results were driven by robust underwriting income of $1.4 billion pretax, which more than doubled year-over-year, alongside a 15% increase in after-tax net investment income to $850 million. The company achieved a record low underlying combined ratio of 83.9%, with net written premiums rising to $11.5 billion. This growth was supported by a 3% increase in business insurance premiums, including a 4% rise in the domestic market. Notably, Travelers returned nearly $900 million to shareholders, including $628 million in share repurchases, and plans for heightened repurchase activity in subsequent quarters due to excess capital. The company also reported strong metrics in its Bond and Specialty Insurance and Personal Insurance segments, with retention rates of 87% and 84% respectively, and a combined ratio of 81.6% in Bond and Specialty Insurance.
Record Core Income and Strong Return on Equity
Travelers reported core income of $1.9 billion or $8.14 per diluted share with a return on equity of 22.6% for the quarter, and a core return on equity of 18.7% for the trailing twelve months.
Growth in Net Written Premiums
Net written premiums grew to $11.5 billion, with business insurance growing by 3% to $5.7 billion. Excluding property lines, domestic net written premiums in the segment grew by more than 6%.
Investment Income Increase
After-tax net investment income increased by 15% to $850 million, driven by strong returns from the fixed income portfolio.
Shareholder Returns
Nearly $900 million was returned to shareholders, including $628 million in share repurchases, with plans for increased share repurchases in future quarters.
Segment Performance
All three business segments reported higher underwriting income, with Personal Insurance achieving a combined ratio of 81.3% and Bond and Specialty Insurance reporting a combined ratio of 81.6%.

Travelers Companies (TRV) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

TRV Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 27, 2026
2025 (Q4)
8.43 / -
9.15
Oct 16, 2025
2025 (Q3)
6.39 / 8.14
5.2455.34% (+2.90)
Jul 17, 2025
2025 (Q2)
3.65 / 6.51
2.51159.36% (+4.00)
Apr 16, 2025
2025 (Q1)
0.79 / 1.91
4.69-59.28% (-2.78)
Jan 22, 2025
2024 (Q4)
6.70 / 9.15
7.0130.53% (+2.14)
Oct 17, 2024
2024 (Q3)
3.66 / 5.24
1.95168.72% (+3.29)
Jul 19, 2024
2024 (Q2)
2.01 / 2.51
0.064083.33% (+2.45)
Apr 17, 2024
2024 (Q1)
4.92 / 4.69
4.1114.11% (+0.58)
Jan 19, 2024
2023 (Q4)
5.09 / 7.01
3.4106.18% (+3.61)
Oct 18, 2023
2023 (Q3)
3.00 / 1.95
2.2-11.36% (-0.25)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

TRV Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 16, 2025
$269.45$261.57-2.92%
Jul 17, 2025
$251.18$260.76+3.81%
Apr 16, 2025
$247.63$250.43+1.13%
Jan 22, 2025
$236.25$243.72+3.16%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does The Travelers Companies Inc (TRV) report earnings?
The Travelers Companies Inc (TRV) is schdueled to report earning on Jan 27, 2026, Before Open (Confirmed).
    What is The Travelers Companies Inc (TRV) earnings time?
    The Travelers Companies Inc (TRV) earnings time is at Jan 27, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is TRV EPS forecast?
          TRV EPS forecast for the fiscal quarter 2025 (Q4) is 8.43.

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