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Oxbridge Re Holdings (OXBR)
NASDAQ:OXBR
US Market

Oxbridge Re Holdings (OXBR) Earnings Dates, Call Summary & Reports

334 Followers

Earnings Data

Report Date
May 08, 2026
TBA (Confirmed)
Period Ending
2026 (Q1)
Consensus EPS Forecast
Last Year’s EPS
-0.02
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q4 2025
Earnings Call Date:Mar 30, 2026|
% Change Since:
|
Earnings Call Sentiment|Negative
The call presented meaningful progress on Oxbridge's tokenized reinsurance platform, notable revenue growth, an improved quarter with a return to quarterly profitability, a stronger cash position, and expansion across blockchain ecosystems with exploration of new tokenization opportunities. However, these positives were offset by severe underwriting stress and rising operating costs driven largely by Hurricane Milton-related losses and increased professional and tokenization expenses. Key underwriting metrics (loss, expense and combined ratios) deteriorated materially, and the company remained net-loss making for the full year despite an improvement versus the prior year. Given the substantial and persistent underwriting and expense-related weaknesses despite platform and liquidity gains, the negatives outweigh the positives.
Company Guidance
Management's guidance for the 2026–2027 contract cycle reiterated target returns of 20% (T20) and 42% (T42); they reported the balance‑yield token is "tracking 25% ahead of its 20% target" while the high‑yield token is tracking its 42% target and said El Niño may support a favorable risk environment. They highlighted a strong liquidity position—cash and restricted cash of about $6.9–7.0M (investment portfolio $0 from $113K prior)—and provided operating metrics including quarterly net premiums earned of $555K (down from $595K), annual net premiums ≈ $2.3M, quarterly total revenue $576K (vs $422K) and FY total revenue $2.58M (vs $546K), quarterly net income $120K ($0.02/share) vs prior quarter loss $460K ($0.05/share) and FY net loss $2.08M ($0.28/share) vs $2.73M ($0.45/share); underwriting ratios showed acquisition ratio steady at 11%, loss ratio 80.9% (FY loss ratio up 119.9%), expense ratio 106.7% quarterly (144.2% FY) and combined ratio 187.6% quarterly (264% FY).
Material Year-over-Year Revenue Increase
Total revenues for fiscal year 2025 were $2.58 million versus $546,000 in fiscal 2024, an increase of approximately 372.7%. Quarterly total revenue for the three months ended December 31, 2025 was $576,000 versus $422,000 in the prior-year quarter, up ~36.5%.
Quarterly Swing to Profit
Net income for the quarter ended December 31, 2025 was $120,000 ($0.02 per basic and diluted share) compared with a net loss of $460,000 ($0.05 loss per share) in the quarter ended December 31, 2024, representing a positive swing in quarterly profitability.
Improved Annual Investment and Other Income
Net investment and other income for FY 2025 increased to $314,000 from $248,000 in FY 2024, an improvement of ~26.6% year-over-year.
Stronger Cash Position
Cash and cash equivalents plus restricted cash increased by $1.08 million to approximately $6.9–$7.0 million as of December 31, 2025 (from $5.89 million at year-end 2024), up ~18.3%, providing liquidity to support tokenized reinsurance and strategic initiatives.
Token Performance and Platform Distribution Progress
Management reported strong performance for tokenized offerings: the balance-yield token is tracking ahead of its 20% target (described as '25% ahead of its 20% target') and the high-yield token is tracking its 42% target. The platform expanded into the Solana ecosystem and distribution across more than 160 blockchain networks via Layer 0 / Alphaledger.
Strategic Growth Initiatives Underway
Company is actively exploring tokenization of additional real-world assets, including data center revenue streams and AI infrastructure-related cash flows, signaling potential new revenue lines and platform expansion beyond reinsurance.

Oxbridge Re Holdings (OXBR) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

OXBR Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
May 08, 2026
2026 (Q1)
- / -
-0.02
Mar 30, 2026
2025 (Q4)
- / 0.02
-0.08125.00% (+0.10)
Nov 06, 2025
2025 (Q3)
-0.02 / -0.02
-0.08877.27% (+0.07)
Aug 14, 2025
2025 (Q2)
0.01 / -0.25
-0.137-82.48% (-0.11)
May 12, 2025
2025 (Q1)
-0.02 / -0.02
-0.15186.75% (+0.13)
Mar 26, 2025
2024 (Q4)
- / -0.08
-0.45582.42% (+0.38)
Nov 13, 2024
2024 (Q3)
- / -0.09
-1.24492.93% (+1.16)
Aug 08, 2024
2024 (Q2)
- / -0.14
-0.014-878.57% (-0.12)
May 09, 2024
2024 (Q1)
- / -0.15
0.024-729.17% (-0.17)
Mar 26, 2024
2023 (Q4)
- / -0.46
0.117-488.89% (-0.57)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

OXBR Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Mar 30, 2026
$0.87$1.18+36.10%
Nov 06, 2025
$1.33$1.32-0.75%
Aug 14, 2025
$1.69$1.66-1.78%
May 12, 2025
$1.97$2.04+3.55%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Oxbridge Re Holdings (OXBR) report earnings?
Oxbridge Re Holdings (OXBR) is schdueled to report earning on May 08, 2026, TBA (Confirmed).
    What is Oxbridge Re Holdings (OXBR) earnings time?
    Oxbridge Re Holdings (OXBR) earnings time is at May 08, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
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          What is OXBR EPS forecast?
          Currently, no data Available