Overall, Onity Group demonstrated strong financial performance with robust net income, book value growth, and significant advancements in technology and servicing. However, the company faced challenges from market volatility impacting originations and increased MSR runoff.

Company Guidance

During the Onity Group's second quarter 2025 earnings call, key financial metrics were highlighted, including a robust GAAP net income attributable to common shareholders of $20 million or $2.40 per share fully diluted, reflecting an annualized ROE of 17%. The company reported an adjusted pretax income of $16 million, leading to an annualized adjusted ROE of 14%. Despite market volatility, the company experienced a 5% year-over-year increase in book value, reaching $60 per share. Originations demonstrated a 35% year-over-year growth, outperforming the industry’s 23% growth, while the Mortgage Bankers Association Refinance Application Index increased by 43% from the previous year. The servicing portfolio saw a 2% year-over-year increase, ending the quarter up approximately $5 billion. However, origination margins were impacted by an unfavorable $4 million due to market volatility. The company maintained its annual adjusted ROE guidance of 16% to 18% for the full year 2025, emphasizing its robust strategy and resilience in navigating market challenges.

Robust Net Income and Book Value Growth

Onity Group reported a GAAP net income of $20 million or $2.40 per share, reflecting an annualized ROE of 17%. Book value increased to $60 per share, up 5% versus the prior year, demonstrating strong financial performance despite market volatility.

Strong Originations and Servicing Performance

The company achieved a 35% year-over-year growth in originations, surpassing the industry's 23% growth. The average servicing UPB grew steadily, with $36 billion in servicing additions, net of runoff.

Top-Tier Servicing Platform

Onity's servicing platform was recognized for industry-leading performance, including high satisfaction ratings from borrowers and clients. Fitch upgraded all 6 residential servicing ratings, highlighting effective risk management and technology enhancements.

Successful Technology Strategy

Investments in AI and robotic process automation resulted in significant process improvements, saving approximately 57,000 hours of manual efforts per month. 88% of customer inquiries were resolved via digital interfaces supported by AI.

Onity Group (ONIT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

ONIT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 11, 2025	2025 (Q3)	2.02 / -	2.65	―	―	―
Aug 05, 2025	2025 (Q2)	1.88 / 2.40	1.33	80.45% (+1.07)
Apr 30, 2025	2025 (Q1)	1.67 / 2.50	3.74	-33.16% (-1.24)
Feb 13, 2025	2024 (Q4)	2.09 / -3.63	-5.855	38.00% (+2.23)
Nov 05, 2024	2024 (Q3)	1.37 / 2.65	1.05	152.38% (+1.60)
Aug 01, 2024	2024 (Q2)	1.36 / 1.33	1.95	-31.79% (-0.62)
May 02, 2024	2024 (Q1)	1.19 / 3.74	-5.34	170.04% (+9.08)
Feb 27, 2024	2023 (Q4)	0.94 / -5.86	-8.78	33.31% (+2.92)
Nov 07, 2023	2023 (Q3)	1.09 / 1.05	4.33	-75.75% (-3.28)
Aug 03, 2023	2023 (Q2)	0.45 / 1.95	1.12	74.11% (+0.83)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

ONIT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 05, 2025	$37.53	$38.81	+3.41%
Apr 30, 2025	$35.53	$37.51	+5.57%
Feb 13, 2025	$39.25	$35.99	-8.31%
Nov 05, 2024	$30.13	$30.96	+2.75%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Onity Group (ONIT) report earnings?

Onity Group (ONIT) is schdueled to report earning on Nov 11, 2025, Before Open (Confirmed).

What is Onity Group (ONIT) earnings time?

Onity Group (ONIT) earnings time is at Nov 11, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is ONIT EPS forecast?

ONIT EPS forecast for the fiscal quarter 2025 (Q3) is 2.02.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing