The earnings call reflected a strong strategic performance with the successful acquisition of Constructive, significant portfolio growth, and stable dividend payout. However, these positive aspects were balanced by challenges such as net losses from derivatives, a decrease in book value, and increased operating expenses.

Company Guidance -

Q3 2025

In the second quarter of 2025, New York Mortgage Trust (NYMT) reported strong financial performance, with earnings available for distribution (EAD) exceeding the current common dividend by $0.02 per share. The company deployed nearly $800 million into single-family opportunities, aligning with its core strategies of Agency RMBS and business purpose loans. NYMT's balance sheet growth was supported by a stable market backdrop and a steepening yield curve, with the company well-positioned to benefit from lower short-term rates. The acquisition of Constructive, a leading originator in the business purpose loans (BPL) sector, was a pivotal milestone, expected to be immediately accretive to EAD. The acquisition increased NYMT's liquidity to $416 million, allowing further expansion in Agency RMBS holdings, which now constitute 57% of the portfolio assets and 38% of capital. Adjusted net interest income per share increased by 10% quarter-over-quarter and 47% year-over-year, with the net interest spread rising to 150 basis points. GAAP book value per share decreased to $9.11, while adjusted book value per share fell to $10.26. Despite these fluctuations, NYMT maintained a quarterly dividend of $0.20 per share, unchanged for seven consecutive quarters.

Exceeding Earnings Available for Distribution (EAD)

NYMT reported strong performance with EAD surpassing the current common dividend by $0.02, showcasing effective execution of long-term capital allocation strategy.

Significant Portfolio Growth

NYMT acquired an additional $915 million in assets, bringing total acquisitions for the first half of 2025 to over $2.8 billion, contributing to a 10% quarter-over-quarter increase in EAD per share.

Constructive Acquisition

NYMT announced the full acquisition of Constructive, a leading originator of business purpose loans, expected to deliver an annual equity return of approximately 15% and provide a strategic expansion into residential business purpose lending.

Agency RMBS Expansion

Increased equity concentration in Agency RMBS from 34% to 38% of total equity, leveraging a favorable market environment.

Stable Dividend

Maintained a quarterly dividend of $0.20 per share for the seventh consecutive quarter, supported by strategic repositioning and consistent recurring income generation.

New York Mortgage (NYMT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

NYMT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 29, 2025	2025 (Q3)	0.21 / -	0.36	―	―	―
Aug 01, 2025	2025 (Q2)	0.20 / -0.04	-0.29	86.21% (+0.25)
Apr 30, 2025	2025 (Q1)	0.09 / 0.33	-0.75	144.00% (+1.08)
Feb 19, 2025	2024 (Q4)	0.06 / -0.46	0.35	-231.43% (-0.81)
Oct 30, 2024	2024 (Q3)	0.01 / 0.36	-1.04	134.62% (+1.40)
Jul 31, 2024	2024 (Q2)	>-0.01 / -0.29	-0.41	29.27% (+0.12)
May 01, 2024	2024 (Q1)	0.10 / -0.75	0.12	-725.00% (-0.87)
Feb 21, 2024	2023 (Q4)	0.02 / 0.35	-0.52	167.31% (+0.87)
Nov 01, 2023	2023 (Q3)	-0.16 / -1.04	-1.32	21.21% (+0.28)
Aug 02, 2023	2023 (Q2)	0.10 / -0.41	-0.88	53.41% (+0.47)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

NYMT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 01, 2025	$6.58	$6.72	+2.13%
Apr 30, 2025	$5.69	$6.16	+8.26%
Feb 19, 2025	$5.63	$6.04	+7.28%
Oct 30, 2024	$5.09	$5.24	+2.95%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does New York Mortgage Trust (NYMT) report earnings?

New York Mortgage Trust (NYMT) is schdueled to report earning on Oct 29, 2025, After Close (Confirmed).

What is New York Mortgage Trust (NYMT) earnings time?

New York Mortgage Trust (NYMT) earnings time is at Oct 29, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is NYMT EPS forecast?

NYMT EPS forecast for the fiscal quarter 2025 (Q3) is 0.21.

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