tiprankstipranks
Trending News
More News >
Bank Leumi Le-Israel (IL:LUMI)
:LUMI
Israel Market
Advertisement

Leumi (LUMI) Earnings Dates, Call Summary & Reports

Compare
41 Followers

Earnings Data

Report Date
Mar 10, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
Last Year’s EPS
163
Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 18, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted Bank Leumi's strong financial performance, including substantial profits, effective cost management, and improved credit quality. However, there were minor concerns regarding the decrease in net interest income and potential regulatory changes that could impact future operations.
Company Guidance
During Bank Leumi's third quarter 2025 results conference call, CFO Hagit Argov highlighted the bank's robust financial performance, with a reported ROE of 16.3% and net profit of ILS 2.7 billion. The bank maintained a strong cost-to-income ratio of 27%, a notable improvement from 31.1% in Q3 2024, attributed to increased income and reduced costs through advanced technology. Leumi announced a dividend and buyback totaling ILS 2 billion, following the Bank of Israel's approval to increase the payout ratio to 75% of net profit. Credit quality improved with credit loss expenses at 0.03% of gross loans, down from 0.28% in the previous year, and troubled debt at 1.34% of gross loans. The bank's CET1 ratio stood at 12.33%, with a capital buffer exceeding 2% or ILS 11 billion. Liquidity remained strong with an LCR of 128%, and credit growth was robust at 8.8% over 9 months. The bank's focus on leveraging advanced technology has resulted in a leading cost-income ratio in the Israeli banking sector, enabling continued growth and enhanced shareholder returns.
Strong Financial Performance
Bank Leumi reported a net profit of ILS 2.7 billion and an ROE of 16.3% for Q3 2025. The cost-to-income ratio was exceptionally strong at 27%, down from 31.1% in Q3 2024.
Robust Dividend and Buyback Program
Following the Bank of Israel's approval, Leumi announced a combined dividend and buyback of ILS 2 billion, representing 75% of the quarterly net profit.
Improved Credit Quality
The credit loss expenses were 0.03% of gross loans, showing a positive development in the geopolitical environment. The NPL was at a low level of 0.41%, and the troubled debt ratio declined to 1.34% of gross loans.
Continued Credit Growth
Credit portfolio grew by 1.3% quarter-on-quarter and 8.8% over 9 months, driven by demand from corporates, real estate, infrastructure, mortgages, and middle market.
Strategic Technology Implementation
Nearly 90% of private customers conduct activities through digital platforms, reflecting the bank's successful technology transformation.

Leumi (IL:LUMI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

IL:LUMI Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Mar 10, 2026
2025 (Q4)
- / -
163
Nov 18, 2025
2025 (Q3)
- / 181.00
15119.87% (+30.00)
Aug 13, 2025
2025 (Q2)
162.00 / 174.00
14916.78% (+25.00)
May 20, 2025
2025 (Q1)
- / 160.00
183-12.57% (-23.00)
Mar 04, 2025
2024 (Q4)
143.00 / 163.00
119.935.95% (+43.10)
Nov 19, 2024
2024 (Q3)
144.00 / 151.00
11531.30% (+36.00)
Aug 14, 2024
2024 (Q2)
112.50 / 149.00
159-6.29% (-10.00)
May 28, 2024
2024 (Q1)
151.00 / 183.00
64185.94% (+119.00)
Mar 19, 2024
2023 (Q4)
103.00 / 119.90
150.7-20.44% (-30.80)
Nov 29, 2023
2023 (Q3)
100.00 / 115.00
247-53.44% (-132.00)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

IL:LUMI Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 18, 2025
6856.006802.00-0.79%
Aug 13, 2025
5974.826122.28+2.47%
May 20, 2025
5298.905457.87+3.00%
Mar 04, 2025
4837.574787.02-1.05%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Bank Leumi Le-Israel (IL:LUMI) report earnings?
Bank Leumi Le-Israel (IL:LUMI) is schdueled to report earning on Mar 10, 2026, Before Open (Confirmed).
    What is Bank Leumi Le-Israel (IL:LUMI) earnings time?
    Bank Leumi Le-Israel (IL:LUMI) earnings time is at Mar 10, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is the P/E ratio of Bank Leumi Le-Israel stock?
          The P/E ratio of Leumi is N/A.
            What is IL:LUMI EPS forecast?
            Currently, no data Available
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis