Education
About Us
Working with TipRanks
Follow Us
Guild Holdings Co. (GHLD)
:GHLD
Earnings Data
Report Date
Aug 07, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.45Last Year’s EPS
0.49Same Quarter Last Year
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 07, 2025
|% Change Since: 25.20%
|Next Earnings Date:Aug 07, 2025
Earnings Call Sentiment|Neutral
The earnings call reflected a mixed sentiment with strong growth in originations and improved loan officer productivity as highlights. However, the net loss reported and decline in net revenue and servicing segment performance presented significant challenges. Despite these hurdles, the company showed resilience with strategic investments and a strong servicing portfolio.Company Guidance
During the Guild Holdings Company's first quarter 2025 earnings call, the company reported a 35% year-over-year increase in loan originations, reaching $5.2 billion, and achieved a positive adjusted EBITDA of $36.4 million alongside an adjusted net income of $21.6 million. The servicing portfolio expanded to over $94 billion despite market volatility, providing stability and fueling the "customers for life" strategy. The gain on sale margin for the first quarter was 376 basis points, with a pull-through adjusted lock volume of $5.9 billion. The company maintained a strong balance sheet with cash and equivalents of $112 million and a leverage ratio of 1.6x. Guild Holdings repurchased approximately 35,000 shares and paid a special cash dividend of $0.50 per share during the quarter. Looking ahead, the company anticipates continued market volatility but remains confident in its balanced business model and strategic growth initiatives, including organic recruiting and opportunistic acquisitions.Significant Growth in Originations
Achieved 35% growth in originations year-over-year to $5.2 billion, showcasing the success of the growth strategy and market share gains.
Positive Adjusted Financial Performance
Delivered positive adjusted EBITDA of $36.4 million and adjusted net income of $21.6 million despite market volatility.
Increase in Loan Officer Headcount
More than doubled loan officer headcount since the end of 2020, contributing to increased productivity and market presence.
Strong Servicing Portfolio
Servicing portfolio expanded to more than $94 billion, providing financial stability and consistent cash flows.
Improved Origination Segment Profitability
Origination segment profitability improved by $21 million compared to the previous year due to acquisitions and organic growth.
High Loan Officer Productivity
Loan officers at Guild experienced 30% more productivity than the industry average, driven by superior technology and sales coaching.
GHLD Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
GHLD Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 07, 2025 | $12.50 | $13.50 | +8.00% |
Mar 06, 2025 | $12.60 | $12.92 | +2.54% |
Nov 06, 2024 | $13.47 | $13.95 | +3.56% |
Aug 08, 2024 | $15.30 | $16.15 | +5.56% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Guild Holdings Co. (GHLD) report earnings?
Guild Holdings Co. (GHLD) is schdueled to report earning on Aug 07, 2025, TBA Not Confirmed.
What is Guild Holdings Co. (GHLD) earnings time?
Guild Holdings Co. (GHLD) earnings time is at Aug 07, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is GHLD EPS forecast?
GHLD EPS forecast for the fiscal quarter 2025 (Q2) is 0.45.