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Grupo Financiero Banorte SAB de CV Class O (GBOOF)
:GBOOF
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Grupo Financiero Banorte SAB de CV (GBOOF) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 15, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.29
Last Year’s EPS
0.27
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 04, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call presented a mixed picture. While the core business showed resilience and consumer lending grew strongly, extraordinary items significantly impacted financial results, leading to a decline in net income and an increase in risk metrics. Despite these challenges, the group remains optimistic about future growth and capital adequacy.
Company Guidance
During the third quarter earnings call for 2025, Grupo Financiero Banorte provided guidance reflecting strong core business performance and adjustments due to extraordinary items. The net interest margin (NIM) for the bank reached 6.9%, driven by cost of fund optimization and loan portfolio resilience, despite an isolated commercial portfolio case impacting provisions and cost of risk, which increased to 2.7%. The bank's return on equity (ROE) for the first nine months was 22.3%, aligning with full-year guidance. Loan growth, excluding the government book, was 10% year-over-year, primarily driven by consumer lending, with auto loans growing 31% and credit card portfolio rising 16%. Banorte anticipates a dividend distribution of MXN 6.99 per share by year-end, with a total payable ratio reaching 85%. Looking ahead, the bank forecasts a 0.5% GDP growth for Mexico in 2025, expecting a rebound to 1.8% in 2026, and projects further reference rate cuts, ending 2025 at 7%. Additionally, the Mexican peso is forecasted to remain steady, ending 2025 at MXN 18.80 per dollar.
Core Business Resilience
The core business demonstrated structural strength with expanding margins and disciplined expense management. ROE for the first 9 months reached 22.3%, in line with full-year guidance.
Capital Adequacy and Dividend Plans
Capital generation remains strong, with a capital adequacy ratio of 22.3%. Plans for an extraordinary dividend during the fourth quarter, distributing around 35% of the net income of 2024.
Consumer Lending Growth
Consumer lending drove overall loan growth with a 12% year-over-year expansion, notably with a 31% increase in auto loans and a 16% rise in the credit card portfolio.
Digital and Process Efficiency
Strong growth in consumer lending attributed to digital capabilities, process efficiencies, and hyper-personalized business models.

Grupo Financiero Banorte SAB de CV (GBOOF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

GBOOF Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 15, 2026
2025 (Q4)
0.29 / -
0.266
Nov 04, 2025
2025 (Q3)
0.28 / 0.25
0.276-8.63% (-0.02)
Jul 22, 2025
2025 (Q2)
0.29 / 0.28
0.2676.34% (+0.02)
Apr 22, 2025
2025 (Q1)
0.29 / 0.30
0.26910.31% (+0.03)
Jan 28, 2025
2024 (Q4)
0.27 / 0.27
0.2487.25% (+0.02)
Oct 29, 2024
2024 (Q3)
0.28 / 0.28
0.25110.02% (+0.03)
Jul 23, 2024
2024 (Q2)
0.28 / 0.27
0.2487.64% (+0.02)
Apr 16, 2024
2024 (Q1)
0.27 / 0.27
0.2469.13% (+0.02)
Jan 17, 2024
2023 (Q4)
0.25 / 0.25
0.21913.18% (+0.03)
Oct 31, 2023
2023 (Q3)
0.25 / 0.25
0.21815.00% (+0.03)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

GBOOF Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 04, 2025
$9.45$9.32-1.38%
Jul 22, 2025
$8.85$9.26+4.63%
Apr 22, 2025
$7.97$8.60+7.90%
Jan 28, 2025
$7.19$7.34+2.09%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Grupo Financiero Banorte SAB de CV Class O (GBOOF) report earnings?
Grupo Financiero Banorte SAB de CV Class O (GBOOF) is schdueled to report earning on Jan 15, 2026, After Close (Confirmed).
    What is Grupo Financiero Banorte SAB de CV Class O (GBOOF) earnings time?
    Grupo Financiero Banorte SAB de CV Class O (GBOOF) earnings time is at Jan 15, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is GBOOF EPS forecast?
          GBOOF EPS forecast for the fiscal quarter 2025 (Q4) is 0.29.
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