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FB Financial Corporation (FBK)
:FBK
Earnings Data
Report Date
Oct 20, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.95Last Year’s EPS
0.86Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call presented a mix of positive and negative elements. Key highlights included a successful merger with Southern States and growth in loans and deposits, while lowlights included a significant securities transaction loss and macroeconomic challenges impacting customer behavior. The bank remains optimistic about future growth prospects.Company Guidance -
Q3 2025
Successful Merger with Southern States
FB Financial completed the merger with Southern States, receiving regulatory approval and closing the transaction within 90 days. This adds immediate scale and accretive earnings, strengthening the franchise in key cities and expanding into new markets in Georgia and Alabama.
Loan and Deposit Growth
Loans grew at an annualized rate of 4.2% and deposits at an annualized rate of 7.2% for Q2. The bank remains optimistic about mid- to high single-digit growth targets for both loans and deposits.
Positive Impact from Securities Restructure
A significant securities transaction was executed, selling $266 million in investment securities at a pretax loss, intended for reinvestment in higher-yielding assets. This is expected to enhance earnings momentum for the latter half of 2025 and 2026.
Net Interest Margin Improvement
Net interest income increased by 3.5% from the prior quarter and 8.6% from the previous year. The tax equivalent margin expanded by 13 basis points to 3.68%.
FBK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FBK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 14, 2025 | $49.21 | $46.96 | -4.57% |
Apr 14, 2025 | $40.98 | $40.17 | -1.98% |
Jan 21, 2025 | $52.00 | $53.15 | +2.21% |
Oct 15, 2024 | $47.19 | $47.37 | +0.38% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does FB Financial Corporation (FBK) report earnings?
FB Financial Corporation (FBK) is schdueled to report earning on Oct 20, 2025, After Close (Confirmed).
What is FB Financial Corporation (FBK) earnings time?
FB Financial Corporation (FBK) earnings time is at Oct 20, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FBK EPS forecast?
FBK EPS forecast for the fiscal quarter 2025 (Q3) is 0.95.