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Bank of China Limited Class H (DE:W8V)
FRANKFURT:W8V
Germany Market

Bank of China (W8V) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Apr 30, 2026
TBA (Confirmed)
Period Ending
2026 (Q1)
Consensus EPS Forecast
Last Year’s EPS
0.02
Same Quarter Last Year
Based on 4 Analysts Ratings

Earnings Call Summary

Q4 2025
Earnings Call Date:Mar 30, 2026|
% Change Since:
|
Earnings Call Sentiment|Positive
The call emphasized a strong set of operational achievements: robust asset and liability growth, notable expansion of non‑interest income, improved operating efficiency, strengthened capital ratios, resilient asset quality and meaningful progress in globalization, digitalization and targeted loan initiatives (sci‑tech, green, inclusive finance). The main negatives were pressure on net interest margin, modest net profit growth, competitive deposit market dynamics and external macro/geopolitical risks which pose ongoing vigilance needs. Overall, the positives are broad, quantifiable and strategic, while the lowlights are manageable risks acknowledged with mitigation plans.
Company Guidance
Management guided that 2026 will prioritize steady, high‑quality growth with a focus on narrowing the decline in net interest margin (NIM 1.26% in 2025) and delivering positive net interest income growth through optimized asset allocation (domestic RMB loans +RMB1.81tn / +9.9% in 2025; bond investment share of interest‑earning assets +21 ppt) and liability cost control (liability interest payout down 37 bps; M2 avg growth ~8.5% over 3 years; RMB deposits +RMB1.37tn in 2025), while keeping loan growth stable (domestic RMB loans to outperform market; overseas loans steady with faster overseas RMB loan growth) and preserving strong capital and credit metrics after the first capital replenishment (RMB165bn; CAR 18.85%) and with asset quality targets maintained (NPL ratio 1.23%; watch‑list 1.47%; provision coverage reported ~200%/coverage ~2.37). They also aim to expand non‑interest income (non‑interest income RMB219.2bn, 33.21% of operating income, +19.21% y/y; net fee income RMB82.2bn, +7.4%), grow transaction and wealth businesses (agency sales +11.8%; mutual funds +12.73%; personal clients ~554m; mobile banking MAU >100m), sustain strong globalization contribution (overseas pretax profit ~27.99%; international settlement USD4.45tn; cross‑border e‑commerce USD1.18tn; RMB clearing banks 18), accelerate digital/AI deployment (cloud >51,000 services; >400 intelligent assistants; RPA >3,600 scenarios), and scale sci‑tech and green finance (sci‑tech loans >RMB4.8tn; AI industry support ≥RMB1tn over 5 years; green loans +27.83%), all while maintaining a 30% payout (RMB0.2310/share) to shareholders.
Operating Income Growth
Operating income reached RMB 659.9 billion, up 4.28% year-on-year, reflecting steady top-line expansion despite a challenging environment.
Non‑interest Income Expansion and Mix Shift
Non‑interest income increased 19.21% year‑on‑year, accounting for 33.21% of operating income (up 4.16 ppt YoY), supported by wealth management, custody and trading businesses.
Asset and Liability Growth
Group total assets rose to RMB 38.36 trillion (+9.4% YoY) and total liabilities to ~RMB 35.15 trillion (+9.47% YoY); domestic RMB deposit balances increased by RMB 1.37 trillion and foreign currency deposits grew 15%.
Capital Strengthening
Completed capital replenishment of RMB 165 billion, with capital adequacy ratio (CAR) reaching 18.85% — the highest year‑end level historically for the bank, improving loss‑absorbing capacity.
Asset Quality Remained Strong
NPL ratio was 1.23% (down 0.02 ppt YoY) and watch list ratio ~1.47%; provision coverage reported (group figures later cited ~200.37%), maintaining asset quality at top‑peer levels.
Improved Operating Efficiency and Cost Control
Cost‑to‑income ratio fell 0.93 ppt YoY and operating efficiency further improved; liability interest payout rate improved (down ~37 bps), supporting margin stability.
Solid Global / International Performance
Overseas pretax profit contribution rose to 27.99%; domestic institutions handled international settlement of USD 4.45 trillion (+9.56% YoY); cross‑border e‑commerce settlement reached USD 1.18 trillion (+45.07% YoY).
Growth in Strategic Loan Categories
Domestic RMB loans increased by RMB 1.81 trillion (+9.9% YoY). Technology loan balances rose ~18.78%, green loans +27.83%, inclusive small & micro loans balances +21.32% and account numbers +22.86%.
Wealth, Custody and Client Base Expansion
Total personal clients approached ~554 million; mobile banking monthly active users exceeded 100 million; agency sales of personal wealth products and public mutual funds rose ~11.8% and ~12.73% respectively; custody assets scale increased ~21%.
Digital & Automation Progress
Cloud services exceeded 51,000; deployed 400+ intelligent assistants; enterprise RPA covered >3,600 scenarios; digital RMB pilots and cross‑border e‑commerce connect exceeded RMB 1 trillion annual transaction volume.
Shareholder Returns & Market Recognition
Delivered per share dividend of RMB 0.2310 with payout ratio maintained at 30%; credit rating agencies placed BOC at top peer levels; multi‑year double‑digit return claims and sustained dividend distributions.

Bank of China (DE:W8V) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

DE:W8V Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Apr 30, 2026
2026 (Q1)
- / -
0.023
Mar 30, 2026
2025 (Q4)
0.02 / 0.02
0.026-4.88% (>-0.01)
Oct 28, 2025
2025 (Q3)
0.02 / 0.02
0.024-5.26% (>-0.01)
Aug 29, 2025
2025 (Q2)
0.02 / 0.02
0.0230.00% (0.00)
Apr 29, 2025
2025 (Q1)
0.02 / 0.02
0.0230.00% (0.00)
Mar 26, 2025
2024 (Q4)
0.02 / 0.03
0.0247.89% (<+0.01)
Oct 30, 2024
2024 (Q3)
0.02 / 0.02
0.0240.00% (0.00)
Aug 30, 2024
2024 (Q2)
0.03 / 0.02
0.0215.88% (<+0.01)
Apr 29, 2024
2024 (Q1)
0.02 / 0.02
0.024-5.26% (>-0.01)
Mar 28, 2024
2023 (Q4)
0.03 / 0.02
0.02111.76% (<+0.01)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

DE:W8V Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Mar 30, 2026
€0.53€0.54+1.89%
Oct 28, 2025
€0.47€0.47+0.21%
Aug 29, 2025
€0.46€0.46-0.22%
Apr 29, 2025
€0.48€0.48-1.24%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Bank of China Limited Class H (DE:W8V) report earnings?
Bank of China Limited Class H (DE:W8V) is schdueled to report earning on Apr 30, 2026, TBA (Confirmed).
    What is Bank of China Limited Class H (DE:W8V) earnings time?
    Bank of China Limited Class H (DE:W8V) earnings time is at Apr 30, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
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          What is the P/E ratio of Bank of China Limited Class H stock?
          The P/E ratio of Bank of China is N/A.
            What is DE:W8V EPS forecast?
            Currently, no data Available