Zurich Insurance Group Ltd (CH:ZURN)
:ZURN
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ZURN Stock Chart & Stats
CHF559.80
-CHF8.40(-1.41%)
At close: 4:00 PM EST
CHF559.80
-CHF8.40(-1.41%)
Day’s Range― - ―
52-Week RangeCHF521.00 - CHF606.80
Previous CloseN/A
Volume93.55K
Average Volume (3M)234.22K
Market Cap
CHF81.95B
Enterprise ValueCHF118.27B
Total Cash (Recent Filing)CHF7.08B
Total Debt (Recent Filing)CHF18.65B
Price to Earnings (P/E)11.9
Beta0.79
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.66%
Share Statistics
EPS (TTM)47.96
Shares Outstanding153,446,670
10 Day Avg. Volume236,576
30 Day Avg. Volume234,219
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)3.80
Price to Sales (P/S)1.18
P/FCF Ratio4.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
CHF589.53Price Target Upside5.31% Upside
Rating ConsensusHold
Number of Analyst Covering6
EPS Forecast (FY)48.22
Revenue Forecast (FY)CHF66.42B
Bulls Say, Bears Say
Bulls Say
Robust Free Cash Flow GenerationZurich's very strong 2025 cash generation, with FCF roughly matching net income, indicates durable cash conversion from underwriting and investment float. This enhances financing flexibility for reserves, dividends, and strategic investments without heavy reliance on external markets.
Diversified Multi-line Business And DistributionA multi-line insurance model across commercial, retail P&C and life plus broad channels (brokers, bancassurance, agents, direct) provides structural diversification. This reduces revenue concentration risks, supports cross-selling, and helps stabilize earnings through varied cycles and geographies.
Improving Underwriting And Operating MarginsMaterial margin improvement in 2025 reflects better underwriting discipline and pricing power. Sustained higher EBIT and net margins strengthen internal capital generation, improve return on equity, and build long-term resilience against claim volatility and competitive pressure.
Bears Say
Rising Leverage And Higher Debt RatioAn upward drift in leverage reduces financial flexibility and increases sensitivity to underwriting or market shocks. Higher debt can constrain capital allocation, raise regulatory scrutiny, and limit the group's ability to absorb large catastrophe losses or pursue opportunistic investments.
Volatile Cash Flows And Earnings HistorySignificant year-to-year swings in operating cash flow complicate forecasting and capital planning. For an insurer, such volatility can force reactive reserve adjustments, affect dividend predictability, and raise the need for larger capital buffers to ensure solvency in stress periods.
Equity Still Below Pre-stress LevelsEquity trailing 2020 levels despite asset growth suggests capital rebuild has been incomplete, leaving a narrower buffer against losses. This may limit capacity for aggressive underwriting growth, increase leverage under stress, and constrain strategic flexibility compared with stronger-capital peers.
Zurich Insurance Group News
ZURN FAQ
What was Zurich Insurance Group Ltd’s price range in the past 12 months?
Zurich Insurance Group Ltd lowest stock price was CHF521.00 and its highest was CHF606.80 in the past 12 months.
What is Zurich Insurance Group Ltd’s market cap?
Zurich Insurance Group Ltd’s market cap is CHF81.95B.
When is Zurich Insurance Group Ltd’s upcoming earnings report date?
Zurich Insurance Group Ltd’s upcoming earnings report date is Aug 06, 2026 which is in 58 days.
How were Zurich Insurance Group Ltd’s earnings last quarter?
Zurich Insurance Group Ltd released its earnings results on Feb 19, 2026. The company reported CHF18.237 earnings per share for the quarter, beating the consensus estimate of CHF16.803 by CHF1.434.
Is Zurich Insurance Group Ltd overvalued?
According to Wall Street analysts Zurich Insurance Group Ltd’s price is currently Undervalued.
Does Zurich Insurance Group Ltd pay dividends?
Zurich Insurance Group Ltd pays a Annually dividend of CHF30 which represents an annual dividend yield of 4.66%. See more information on Zurich Insurance Group Ltd dividends here
What is Zurich Insurance Group Ltd’s EPS estimate?
Zurich Insurance Group Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Zurich Insurance Group Ltd have?
Zurich Insurance Group Ltd has 153,446,670 shares outstanding.
What happened to Zurich Insurance Group Ltd’s price movement after its last earnings report?
Zurich Insurance Group Ltd reported an EPS of CHF18.237 in its last earnings report, beating expectations of CHF16.803. Following the earnings report the stock price went down -1.62%.
Which hedge fund is a major shareholder of Zurich Insurance Group Ltd?
Currently, no hedge funds are holding shares in CH:ZURN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Zurich Insurance Group Ltd
Zurich Insurance Group AG operates as a leading international provider of insurance and associated financial services through its various subsidiaries. The company maintains a broad geographical presence across Europe, the Middle East and Africa, North America, Latin America, and the Asia Pacific region. Its business is structured into several key divisions, including Property & Casualty, Life, Farmers, Group Functions and Operations, and Non-Core Businesses. Zurich offers an extensive portfolio of personal insurance products, encompassing coverage for automobiles, homes, travel, general liability, life, critical illness, and worker injury, alongside financial planning solutions such as savings, investment, and retirement products. For corporate and institutional clients, the group provides specialized policies covering property, casualty, management and professional liability, trade credit, political risk, marine, cyber risk, and financial institutions. Furthermore, it delivers employee benefit insurance products, reinsurance capabilities, and non-claims and support services tailored for farmers' exchanges. Zurich serves a diverse client base, ranging from individuals and small to mid-sized enterprises to large corporations and multinational entities. The company's products are distributed through a robust network of agents, brokers, and banking partnerships. Established in 1872, Zurich Insurance Group AG is based in Zurich, Switzerland.
ZURN Company Deck
ZURN Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a strong positive performance for Zurich, with record operating profits and ROE, alongside robust financial resilience. While there are some challenges, particularly in the liability market and expenses, the overall sentiment remains optimistic with significant growth in key areas.View all CH:ZURN earnings summariesZURN Stock 12 Month Forecast
Average Price Target
CHF589.53
▲(5.31% Upside)
Technical Analysis
Options Prices
Currently, No data available
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