The earnings call reflected a strong performance in Q1 2025, with significant revenue growth and improved profitability metrics. However, there are concerns regarding the loss of revenue from customer acquisition and uncertainty with the Deserve and Intuit situation. The overall sentiment is positive, with strong financial performance outweighing the potential risks and challenges.

Company Guidance -

Q3 2025

During the CoreCard Corporation Q1 2025 earnings call, the company provided detailed guidance on its financial performance and expectations. In the first quarter, total revenue reached $16.7 million, a 28% increase year-over-year, primarily driven by higher professional services revenue, notably from their largest customer, Goldman Sachs. Excluding Goldman, revenue growth was 8% year-over-year, and excluding Goldman, legacy CABG business, and a one-time accelerated revenue of $500,000 in Q1 2024, growth was 23% and is projected to be between 30% and 35% for the full year. The company reported an operating income of $2.8 million with a 16.8% operating margin, up from 4% the previous year. Earnings per diluted share rose to $0.24 from $0.05 last year, and adjusted diluted EPS, excluding stock compensation expenses, was $0.28 compared to $0.07 in Q1 2024. Adjusted EBITDA increased to $4 million from $1.7 million. For the full year 2025, CoreCard expects revenues between $65 million and $69 million, with EPS between $1.10 and $1.18. For Q2 2025, projected revenues are between $16.2 million and $16.9 million, with EPS between $0.23 and $0.28. Professional services revenue for Q2 is expected between $8.4 million and $8.8 million. The company also noted potential impacts from the acquisition of Deserve by Intuit, which accounted for less than 3% of 2024 revenues.

Significant Revenue Growth

Total revenue for Q1 2025 was $16.7 million, marking a 28% increase year over year, driven by higher professional services revenue.

Professional Services Revenue Boost

Professional services revenue grew significantly to $8.7 million in Q1 2025, primarily due to higher managed services rates from Goldman Sachs.

Improved Operating Margin

The operating margin improved to 16.8% in Q1 2025 from 4% in the same period last year, driven by higher professional services revenue.

Substantial Increase in Earnings Per Share

Earnings per diluted share for Q1 2025 was $0.24 compared to $0.05 for Q1 2024. Adjusted diluted EPS was $0.28 compared to $0.07 in Q1 2024.

Positive Outlook for 2025

Revenue growth excluding the largest customer is expected to be 30% to 35% for the full year 2025.

CoreCard (CCRD) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

CCRD Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 30, 2025	2025 (Q3)	- / -	0.3	―	―	―
Jul 31, 2025	2025 (Q2)	0.27 / -	0.15	―	―	―
May 08, 2025	2025 (Q1)	0.16 / 0.28	0.07	300.00% (+0.21)	―
Feb 20, 2025	2024 (Q4)	0.09 / 0.28	0.06	366.67% (+0.22)	―
Oct 31, 2024	2024 (Q3)	0.17 / 0.30	0.09	233.33% (+0.21)	―
Aug 01, 2024	2024 (Q2)	0.07 / 0.15	0.22	-31.82% (-0.07)	―
May 02, 2024	2024 (Q1)	0.02 / 0.07	0.15	-53.33% (-0.08)	―	―
Feb 14, 2024	2023 (Q4)	0.01 / 0.06	0.24	-75.00% (-0.18)	―	―
Nov 01, 2023	2023 (Q3)	0.11 / 0.09	0.16	-43.75% (-0.07)	―	―
Aug 02, 2023	2023 (Q2)	0.20 / 0.22	0.33	-33.33% (-0.11)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

CCRD Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 31, 2025	$26.31	$28.95	+10.03%
May 08, 2025	$17.37	$20.01	+15.20%
Feb 20, 2025	$22.30	$23.00	+3.14%
Oct 31, 2024	$13.98	$15.02	+7.44%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does CoreCard (CCRD) report earnings?

CoreCard (CCRD) is schdueled to report earning on Oct 30, 2025, Before Open (Confirmed).

What is CoreCard (CCRD) earnings time?

CoreCard (CCRD) earnings time is at Oct 30, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is CCRD EPS forecast?

Currently, no data Available

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