AXA SA (AXAHY)
OTHER OTC:AXAHY
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Earnings Data
Report Date
Jul 30, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
2.69Last Year’s EPS
2.35Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presents a strongly positive operational and financial picture: record revenues (EUR 116bn), robust underlying earnings (EUR 8.4bn) with EPS growth at the high end of targets, improved solvency (224%), and shareholder distributions (dividend +8%, EUR 1.25bn buyback). Strategic execution (digital acquisitions, AI investment, recruitment of ~900 data scientists, and distribution growth with 1.7M net new P&C contracts) underpins confidence. Lowlights are manageable: weather-related claims (ongoing floods/storms), a one‑off Mexico VAT hit (~EUR 0.1bn), the removal of AXA IM recurring earnings after its sale (which did boost 2025 net income via capital gains), heightened competition in some commercial lines, and industry‑wide reinsurance selectivity. Overall, the positives — strong growth, margin improvement, capital strength and clear strategic moves — outweigh the challenges cited.Company Guidance
Record Group Revenue
Total premiums reached EUR 116 billion in 2025, up 6% versus 2024, described as a historic high across all business lines and geographies.
Strong Underlying Earnings and EPS
Underlying earnings increased to EUR 8.4 billion (group); underlying earnings per share rose 8%, at the high end of the 6–8% target range. Group underlying earnings growth was +6% on a reported basis and +9% excluding the mid‑2025 AXA IM disposal.
Significant Net Income Improvement
Net income rose to EUR 9.8 billion, up 26% year‑on‑year, reflecting capital gains from the sale of AXA IM in mid‑2025.
Strong Solvency and Capital Returns
Solvency ratio reported at 224% (up ~8–9 percentage points year‑on‑year). Board proposed dividend of EUR 2.32 per share (+8%) and approved a new share buyback program up to EUR 1.25 billion.
Property & Casualty (P&C) Performance
P&C revenues grew 5% (4% commercial lines, 7% personal lines). Combined ratio improved to a record 90.6% driven by better loss and expense ratios and stronger investment income; underlying P&C earnings growth cited at +9%.
Life, Health & Savings Momentum
Underlying earnings in Life & Health increased +7%. Net inflows / savings momentum strong with EUR 5.4 billion inflows reported and savings growth highlighted at +6% (savings) and +15% (Health & Protection growth reference).
Commercial Execution and Distribution Gains
Historic net new contract intake in retail lines: +1.7 million new P&C contracts groupwide and in France 500,000 new contracts and 250,000 new clients in 2025. AUM in France grew by EUR 3 billion in individual savings.
Strategic and Operational Advances (AI & M&A)
Accelerated AI and tech initiatives: recruited ~900 data scientists, leveraging 3.5 billion documents/data points; acquired Prima (Italy) to strengthen direct/digital distribution and announced strategic partnership following AXA IM disposal to refocus on insurance business.
AXAHY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
AXAHY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 26, 2026 | $47.54 | $48.36 | +1.72% |
Aug 01, 2025 | $48.69 | $45.65 | -6.24% |
Feb 27, 2025 | $38.46 | $37.86 | -1.55% |
Aug 01, 2024 | $33.85 | $33.70 | -0.45% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does AXA SA (AXAHY) report earnings?
AXA SA (AXAHY) is schdueled to report earning on Jul 30, 2026, Before Open (Confirmed).
What is AXA SA (AXAHY) earnings time?
AXA SA (AXAHY) earnings time is at Jul 30, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AXAHY EPS forecast?
AXAHY EPS forecast for the fiscal quarter 2026 (Q2) is 2.69.