Wise Stock (WSE) Sinks, But Goldman Sees a ‘Long-Term, Cross-Border Payments Winner’

U.S.-listed shares in Wise (WSE) have closed lower over the last two days since the British cross-border payments company shifted to trading primarily on Nasdaq on Monday. However, banking giant Goldman Sachs (GS) remains a Wise bull, noting that it still sees the company as a “long-term, cross-border payments winner.”

Goldman Sachs Calls WSE Stock a Buy

On Tuesday, the shares — which trade under the ticker WSE — ended the day 7.99% lower but jumped over 2% in after-hours trading. Yet, Goldman Sachs sees more opportunities ahead and reaffirmed its Buy rating on WSE.

The banker also set a price target of $19 on WSE, suggesting about a 34% upside in the months ahead. This is when the target is compared to the stock’s regular-session closing price of $14.17 on Tuesday.

Wise Has a ‘Self-Reinforcing Flywheel’

Similarly, William Blair analyst Christopher Kennedy commenced coverage of WSE with an Outperform (Buy) rating but did not set a price target. Kennedy contended that Wise’s cross-border take-rates — that is, the percentage fee Wise keeps from each international payment it processes — might keep falling, but he sees the company’s gross profit dollars, learnings, and cash flow will continue to increase.

“We view Wise’s approach as a self-reinforcing flywheel: more cross-border volume drives scale benefits and gross profit dollars, which are systematically reinvested in the product, technology, infrastructure, marketing, and price, all of which drive more volume,” Kennedy noted.

The ratings come as Wise’s cross-border volume hit $243 billion at the end of its fiscal 2026, which wrapped up in March. They marked a 31% year-over-year growth.

Is Wise a Good Stock to Buy?

Analysts on Wall Street consider Wise PLC’s shares a Strong Buy. This is based on six Buys and one Hold issued over the past three months.

In addition, the average WSE price target of $16.79 implies more than 18% upside from current trading levels.