SoFi Stock Whipsaws as Options Traders Bet on Big Moves

SoFi ( (SOFI) ) has been popular among investors this week. Here is a recap of the key news on this stock.

SoFi Technologies shares saw choppy trading over the week, swinging between about $17.80 and $19.50 as options activity surged. On the downside session, the stock slid $1.28 with options volume more than doubling average levels, implied volatility jumping above its 52-week median, and contracts pricing in daily moves of roughly $0.72, pointing to elevated short-term uncertainty.

In a later session, SoFi rebounded 4.39% to $19.48, with options volume near normal but calls heavily outpacing puts and implied volatility easing below its median, indicating calmer expectations and a modestly bullish skew. On the fundamental side, BTIG’s Vincent Caintic reiterated a Hold rating, echoing the broader Street consensus, yet the average analyst price target of $25.96 still implies about 35% upside from current levels.

Analyst sentiment remains cautious despite that potential upside, with SoFi also recently cut to Hold in a separate report carrying a $21.50 target. For investors, the combination of active options trading, flattening put-call skew, and a sizable gap between current price and consensus targets underscores SoFi as a high-beta financial name where traders are actively positioning for continued volatility rather than a one-way move.