United Bankshares reports Q4 EPS 91c, consensus 86c

Reports Q4 tangible book value per share $24.63. Reports Q4 net charge-offs .15%. Reports Q4 CET1 capital ratio 6.5%. “Our financial performance in 2025 was among the very best in our Company’s long history,” stated Richard Adams, Jr., United’s CEO. “We delivered record earnings, strong profitability, resilient credit, and robust capital and liquidity. Underpinning these results was our continued success driving high quality organic growth. As we look to the new year, we remain committed to our mission of excellence in service to our shareholders, customers, communities, and employees.”