UMB Financial reports Q4 operating EPS $3.08, consensus $2.70

Reports Q4 revenue $720.9M, consensus $677.77M. “2025 marked a significant chapter in UMB’s 113-year history, with the successful completion of the acquisition of Heartland Financial and another year of record earnings. We posted significant improvements in our profitability metrics as we continue to build scale, deliver profitable growth on both sides of the balance sheet, and maintain our unwavering focus on strong asset quality metrics,” said Mariner Kemper, UMB Financial (UMBF) Corporation chairman and chief executive officer.