TransUnion price target lowered to $80 from $92 at Goldman Sachs

Goldman Sachs analyst George Tong lowered the firm’s price target on TransUnion (TRU) to $80 from $92 and keeps a Neutral rating on the shares. TransUnion reported Q4 results with revenue and EPS above expectations, though its newly introduced 2026 guidance missed Street estimates on margins and EPS while beating on revenue, the analyst tells investors in a research note. Growth was supported by continued wallet penetration in non-mortgage businesses, strong mortgage revenue from FICO pass-throughs, and strategic AI initiatives, though emerging verticals, declining mortgage volumes, and tighter international credit conditions pose headwinds to EBITDA margin expansion, the firm says.