TD Cowen lowered the firm’s price target on SoFi Technologies (SOFI) to $24 from $25 and keeps a Hold rating on the shares. The firm cites higher loan platform business originations and a higher take rate for the Q4 earnings beat. SoFi’s 2026 guidance is better than consensus, the analyst tells investors in a research note. TD updated the company’s model post the report, warranting the trimmed target.
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