Regional Management reports Q3 EPS $1.42, consensus $1.43

Reports Q3 revenue $165.5M, consensus $162.8M. Provision for credit losses for the third quarter of 2025 was $60.5 million, an increase of $6.1 million, or 11.3%, from the prior-year period, driven by portfolio growth. “Building on our strong second-quarter momentum, we delivered another outstanding performance in the third quarter,” said Robert W. Beck, President and Chief Executive Officer of Regional Management (RM) Corp. “We achieved net income of $14.4 million and diluted EPS of $1.42 – an 87% year-over-year improvement – and crossed the $2 billion milestone in ending net receivables for the first time in our company’s history. Total revenue reached a record $165 million, while our operating expense ratio improved to an all-time best 12.8%.”