Red River Bancshares reports Q2 EPS $1.51, consensus $1.42

Blake Chatelain, President and Chief Executive Officer, stated, “The second quarter of 2025 was one of solid, consistent performance driven by continued net interest margin expansion and solid loan growth. Additionally, we had significant stock buyback activity focused on driving shareholder value and managing capital levels. Our net interest margin FTE increased for the seventh consecutive quarter to 3.36% for the second quarter of 2025. We are pleased with the net interest margin and net interest income improvement as we repriced assets at higher yields, while also managing our cost of deposits. This allowed us to increase the net interest margin FTE by 14 bps and net interest income by $1.2 million in the second quarter of 2025. This improvement was offset by lower noninterest income and, as expected, higher operating expenses compared to the prior quarter.”