Orrstown Financial reports Q EPS $1.12, consensus $1.01

Tangible book value per common share increased to $25.76 per share at March 31, 2026 from $25.21 per share at December 31, 2025. The Company’s tangible common equity ratio was 9.2% at March 31, 2026 compared to 9.0% at December 31, 2025. “Orrstown delivered strong results across the board in another successful quarter,” said Thomas R. Quinn, Jr., President and Chief Executive Officer. “Net income and diluted earnings per share increased quarter to quarter. Return on average assets and return on average equity continued to exceed peer multiples. Noninterest income again was a substantial component of our earnings. Noninterest expense declined as we continue to focus on creating efficiencies throughout the organization. The loan portfolio experienced growth across the whole footprint while maintaining a focus on quality. We believe that deposit growth, which accelerated during the second half of the quarter, will enable us to successfully manage our funding costs and maintain a healthy net interest margin in a competitive funding environment. Our credit metrics remain sound and our capital ratios are consistently building from earnings generation.”