OptimumBank Holdings clarifies statements on projected asset growth

OptimumBank Holdings clarified statements made during its second quarter 2025 earnings webcast on August 7, 2025. During the question-and-answer session, a member of the audience inquired about the company’s projected total assets at the end of 2026. In their response, both Chairman of the Board Moishe Gubin and CEO Tim Terry mistakenly provided the company’s projection for the end of 2025. OptimumBank is on track to continue its strong annual growth trajectory, which has consistently been in the range of 25% to 30% per year. With current total assets nearing the $1 billion milestone, the Company reiterates its strategic plan to exceed the $1.2 billion asset mark by the end of 2025. Building on this momentum and sustained annual growth of 25% to 30%, the Company projects total assets will reach between $1.5 billion and $1.6 billion by the end of 2026. “We want to clear up any confusion caused during the call,” said Gubin. “Our primary focus is sustaining annual growth of 25% to 30%, which remains the driver behind our projections. That growth rate supports our goal of surpassing $1.2 billion in total assets by the end of 2025 and reaching $1.5 billion to $1.6 billion by the close of 2026. More importantly, that pace of growth reflects the ambition and momentum we intend to carry forward for years to come.”