OptimumBank Holdings reports Q2 EPS 29c vs 34c last year

“We are proud to report strong and resilient performance during the second quarter of 2025,” said Moishe Gubin, Chairman of the Board. “While industry headwinds continue, our team at OptimumBank delivered meaningful core earnings through disciplined deposit pricing, targeted growth in consumer and multi-family lending, and improved operating leverage. Although overall loan balances declined this quarter due to the payoff of older, lower-yielding loans, we remain well positioned to redeploy capital into higher-return opportunities. Our results demonstrate our ability to manage a growing asset base while maintaining solid credit quality and capital strength.”