Oppenheimer starts Sezzle at Outperform with guidance ‘beatable’

Oppenheimer analyst Rayna Kumar initiated coverage of Sezzle (SEZL) with an Outperform rating and $168 price target Sezzle provides buy now, pay later solutions targeted toward millennials and Gen Z, and partners with merchants to increase conversion rates at checkout, the analyst tells investors in a research note. The firm says the company’s proprietary underwriting process “stands out, “given its behavior-based risk assessment and ability to adjust credit limits within contracts, instead of denying loans. Sezzle’s 2025 financial guidance of 60%-65% sales growth and $3.25 in adjusted earnings per share “is beatable,” and provides a buying opportunity despite the stock’s strong performance year-to-date, contends Oppenheimer.