Kingstone Companies partners with ZestyAI for wildfire risk analytics

Kingstone Companies (KINS) announced a partnership with ZestyAI to deploy property-level wildfire risk analytics as part of its planned expansion into the California homeowners market. Kingstone has integrated ZestyAI’s Z-FIRE wildfire risk model among the tools used to evaluate wildfire exposure at the individual-property level and to support disciplined underwriting in catastrophe-exposed regions. “Our California entry reflects the same disciplined, data-driven approach that has driven our results in New York,” said Sarah Chen, senior VP, chief actuary and head of product management. “ZestyAI’s Z-FIRE model complements our Select platform by providing the property-level wildfire intelligence we need to rate and underwrite with precision in a complex and dynamic market like California.”