Horizon Bancorp reports Q3 EPS ($4.69) vs. 41c year-over-year

Q3 results included several items impacting non-interest income, non-interest expense and the provision for credit loss directly related to the company’s successful efforts during the quarter to repositioning the balance sheet. The company stated, “While reported expenses were impacted by a couple of items related to the balance sheet activities in the quarter, when considering these items, expenses continued to be well managed compared with the second quarter of 2025. These results reflect management’s continued commitment to generate positive operating leverage with a more efficient expense base.”