Hope Bancorp reports Q2 adjusted EPS 19c, consensus 21c

Reports Q2 revenue $133.43M, consensus $133.9M. Reports Q2 tangible common equity per share $13.26. Reports Q2 CET1 capital ratio 12.06%. Reports Q2 net charge-offs 0.33%. “The second quarter of 2025 was a milestone quarter for Hope Bancorp (HOPE) as we completed the acquisition of Territorial Bancorp Inc. and expanded into the strategically important market of Hawaii,” said Kevin Kim, chairman, president and CEO. “Quarter-over-quarter, our net interest income grew 17% in the second quarter, our net interest margin expanded 15 basis points, and our net income, excluding notable items, increased 7%. Strengthening organic production and the addition of Territorial’s residential mortgage loans contributed to strong loan growth and further diversification of our loan portfolio. With the inclusion of Territorial’s lower-cost deposit base, we saw meaningful reductions in our cost of deposits.”