Hilltop Holdings reports Q1 EPS 64c, consensus 49c

Reports Q1 net interest margin 3.13% vs. 3.02% in 4Q25. Book value per common share increased to $36.63 at March 31, 2026, compared to $36.42 at December 31, 2025. Common Equity Tier 1 Capital Ratio was 19.08% from 19.70% in the previous quarter. CEO Jeremy Ford said, “Amid a volatile quarter, Hilltop delivered strong operating results with all three lines of business reporting improved year-over-year financial results. At PlainsCapital Bank, loan and deposit growth, combined with meaningful net interest margin expansion, generated a 1.2% return on average assets. PrimeLending further reduced its operating losses in the quarter by capitalizing on higher origination volumes and an expanded gain on sale margin. HilltopSecurities produced a 12.7% pre-tax margin on $116M of net revenues driven by relative strength across its business lines. For the quarter, Hilltop produced a 1.0% return on average assets and returned $59M to stockholders through dividends and share repurchases.”