Here’s what Wall St. experts are saying about PayPal ahead of earnings

PayPal (PYPL) is scheduled to report results for its first fiscal quarter before the market opens on May 5, with a conference call scheduled for 8:00 am EDT. What to watch for:

Click here to check out PayPal’s recent Media Buzz Sentiment as measured by TipRanks.

OUTLOOK: During the company’s last earnings call, PayPal said it saw Q1 adjusted EPS down mid-single digits vs. last year. According to Yahoo Finance data, PayPal is expected to report Q1 EPS of $1.27 and Q1 revenue of $8.05B.

STRATEGIC REORGANIZATION: PayPal announced a strategic reorganization of its business and executive leadership team to accelerate execution of its long-term growth priorities, streamline decision-making, and drive innovation. As part of the reorganization, PayPal will transition to a simplified three-business operating model: Checkout Solutions & PayPal, Consumer Financial Services & Venmo, and Payment Services & Crypto.

“To accelerate growth and unlock our full potential, we need to recommit to our fundamentals-getting much closer to the consumer, aligning the company around three strong businesses, simplifying how we work, sharpening accountability, and prioritizing operational excellence,” said Enrique Lores, President and CEO, PayPal. 
“By aligning our structure with our strategy in this simplified approach, we will be better equipped to drive sustainable growth and value creation for PayPal, our customers, and our shareholders.” The Checkout Solutions & PayPal business will bring together the company’s consumer and merchant ecosystems under a unified strategy. Consumer Financial Services & Venmo will build on Venmo’s strong momentum and expand it into a broader consumer financial services platform. The Payment Services & Crypto division will unify the company’s processing and platform capabilities – including Braintree, SMB processing, value-added services, and crypto (including PYUSD) – into a single, scalable offering for merchants.

MOSTLY POSITIVE SETUP: Truist analyst Matthew Coad raised the firm’s price target on PayPal to $45 from $39 and kept a Sell rating on the shares as part of a broader research note previewing Q1 results for Payments and Capital Markets names. The setup feels mostly positive as results of the U.S. Banks point to volume upside for the payments group, growth in consumer spending has accelerated so far throughout 2026, and valuations have reset lower following recent underperformance, the analyst tells investors in a research note. Truist adds, however, that investors should choose wisely and avoid stocks where there is potential for negative revisions.

Cantor Fitzgerald analyst Ramsey El-Assal also raised the firm’s price target on PayPal to $54 from $42, keeping a Neutral rating on the shares. Despite concerns about a broader macro slowdown, recent bank results and company commentary suggest consumer spending remains relatively stable, the analyst tells investors in a research note. While thematic headwinds have pressured the sector, these risks appear overstated, and Q1 estimates look largely achievable, with forward guidance and Middle East developments likely acting as the main catalysts, the firm says.