Hancock Whitney reports Q4 EPS $1.40, consensus $1.28

“The fourth quarter 2024 results reflect a strong conclusion to our year-long 125th anniversary celebration,” said John M. Hairston, President & CEO. “Our team delivered an impressive ROA of 1.40%, additional NIM expansion, and an efficiency ratio of 54.46%. Credit metrics continued to normalize, and we’ve maintained a solid ACL to loans of 1.47%. Our regulatory capital ratios continued to climb, with total risk-based capital reaching nearly 16%. We believe we are well-positioned as we enter 2025, and we are excited for the opportunities that lie ahead, including the announcement earlier today of the acquisition of Sabal Trust Company and the expansion of our outstanding team of revenue generators and financial center locations. I would like to thank our 3,500 associates, who worked tirelessly to deliver a 125th year we can all be proud of.”