Hancock Whitney reports Q1 EPS $1.38, consensus $1.29

Reports Q1 Net Interest Income $269.9M vs. $266.2M last year. “The first quarter of 2025 was a very strong start to the year,” said John M. Hairston, President & CEO. “Our team delivered yet another quarter of solid profitability and capital growth. ROA was 1.41%, NIM continued to expand, and our efficiency ratio was 55.22%. Our criticized loan levels decreased during the quarter, and our ACL to loans is robust at 1.49%. Our capital ratios continued to build this quarter, and we were able to return capital to our shareholders through share repurchases and a 50% year-over-year increase in the quarterly common stock dividend. We look forward to the rest of 2025 as we execute our organic growth plan and welcome the Sabal Trust Company associates and clients to Hancock Whitney (HWC) this May.”