German American Bancorp reports Q4 adjusted EPS 96c, consensus 90c

Reports Q4 net charge-offs totaled $588,000, or 4 basis points on an annualized basis, of average loans outstanding compared with $748,000, or 5 basis points on an annualized basis, of average loans during the previous quarter. Neil Dauby, Chairman and CEO of German American stated, “We are extremely pleased to deliver yet another record quarterly earnings performance for the Q4 and for the year ended December 31, 2025. We have great positive momentum as we head into 2026 and are excited about the long-term potential in connection with a normalizing yield curve and our strong diversified organic growth footprint.”