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Flagstar Financial reports Q4 adjusted EPS 6c, consensus 2c

Reports Q4 revenue $557M, consensus $531.47M. Reports Q4 tangible book value per share $15.82. Commenting on the bank’s fourth quarter and full-year ended 2025 performance, chairman, president, and CEO, Joseph Otting stated, “We are extremely pleased with our performance in the fourth quarter of 2025. After two challenging years, I’m proud to share that during the fourth quarter, the Bank returned to profitability, as we reported net income attributable to common stockholders of $21 million or $0.05 per diluted share, and $30 million on an adjusted basis or $0.06 per diluted share.”

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