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First Financial reports Q3 EPS $1.75, consensus $1.59

Return on average assets was 1.48% compared to 0.64% for the three months ended September 30, 2024. Provision for credit losses was $2M compared to provision of $9.4M for the third quarter 2024. Book Value per share was $52.50 as of September 30, 2025. The Corporation’s efficiency ratio was 56.63% for the quarter ending September 30, 2025, versus 64.43% for the same period in 2024.

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