First Financial reports Q2 EPS $1.57, consensus $1.40

Return on average assets was 1.34% compared to 0.94% for the three months ended June 30, 2024. Provision for credit losses was $2M compared to provision of $3M for the second quarter 2024. Book Value per share was $49.59 as of June 30, 2025, compared to $44.92 as of June 30, 2024, an increase of $4.67 per share, or 10.40%. Tangible Book Value per share was $39.74 as of June 30, 2025, compared to $37.12 as of June 30, 2024, an increase of $2.62 per share or 7.06%. The corporation’s tangible common equity to tangible asset ratio was 8.58% at June 30, 2025, compared to 9.14% at June 30, 2024.