First Financial reports Q1 EPS 50c, consensus 47c

Reports Q1 net interest margin 3.86% vs. 3.81% for 4Q25 and 3.74% for 1Q25. Tangible book value was $11.38 from $11.20 at previous quarter end. Common equity Tier 1 capital ratio was 20.23% in Q1 from 19.99% last quarter. “We are pleased to start 2026 with a strong increase in net income of 16.6 percent year over year, primarily due to our core balance sheet growth and decreased funding costs over the past year,” said David Bailey, CEO. “While the current macro environment is uncertain with the ongoing Iran conflict, our Company remains financially strong, sound and secure as reflected in our strong capital levels, diversified core deposit base, and sound lending practices. We appreciate our associates who work hard every day to build new customer relationships while providing exceptional service”.