Reports Q4 tangible book value per share increased to $20.40. Reports Q4 provision for credit losses $567K. Reports net interest margin up 62 basis points to 3.6% vs last year. “I am proud to report that F&M ended 2025 with record quarterly earnings per share, record stockholders’ equity, and record total assets, highlighting F&M’s operating strength and financial consistency,” said CEO Lars Eller.
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