Deutsche Bank says ‘accelerating execution’ of Global Hausbank strategy

The company said, “Deutsche Bank (DB) delivered in line with its goals on all pillars of the accelerated execution of its Global Hausbank strategy in 2025: Revenue growth: Net revenues grew 7% to EUR 32.1B in 2025, in line with the bank’s goal of around EUR 32B for the year. Compound annual revenue growth since 2021 was 6.0% through the end of 2025, the mid-point of the bank’s target range of 5.5-6.5%. Operational efficiency: Deutsche Bank completed its EUR 2.5B operational efficiency program as planned by the end of 2025. Measures include optimization of the bank’s platform in Germany and workforce reductions, notably in non-client-facing roles. Capital efficiency: Deutsche Bank’s capital efficiency program delivered RWA equivalent benefits of a cumulative EUR 31B by the end of 2025, above the high end of its year-end 2025 target range of EUR 25-30B. These efficiencies contributed to the bank’s year-end 2025 CET1 capital ratio of 14.2%, up from 13.8% at year-end 2024. In November 2025, Deutsche Bank announced its ‘Scaling the Global Hausbank’ strategy, financial targets and capital objectives for 2026-2028. The bank aims to accelerate value creation through focused growth, strict capital discipline and a scalable operating model, and targets a post-tax RoTE of greater than 13% and a cost/income ratio of below 60% in 2028. The bank also plans to increase its payout ratio from 50% to 60% from 2026, with discretion to deploy and distribute excess capital where the bank’s CET1 capital ratio sustainably exceeds its target operating range of 13.5-14.0%.”