Sees average loans flat to down 1%. Sees average deposits down 2%-3%. Sees noninterest income up 2%. Sees noninterest expenses up 2%. Sees net charge-offs within low end of normal 20 to 40 bps range. Sees tax rate approx. 22%. Expects to maintain capital well above CET1 target of 10%. Comments taken from Q2 earnings conference call slides.
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