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Citizens Financial Services reports Q2 EPS $1.11 vs. ($1.00) last year

Q2 tax effected net interest margin was 3.15% compared to 3.17% for the same period last year. Tangible Book value per share was $41.49 at period end from $36.69 at previous quarter end. Provision for credit losses for Q2 was $2,002,000 vs. $4,853,000 for Q2 2023, a decrease of $2,851,000.

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