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Chime initiated with a Neutral at Goldman Sachs

Goldman Sachs initiated coverage of Chime (CHYM) with a Neutral rating and $34 price target The firm sees Chime as a “best-in-class neobank story.” Goldman believes the company’s underlying fundamentals and customer value proposition are positive, but says a lack of profitability is an overhang to shares in the near term. Investors need to see cost discipline and upside from credit products for shares to rerate higher, the analyst tells investors in a research note.

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