Cathay General reports Q4 EPS $1.33, consensus $1.23

Reports Q4 revenue $204.7M, consensus $211.8M. The Company recorded a provision for credit losses of $17.2 million in the fourth quarter of 2025 compared to $28.7 million in the third quarter of 2025. The net interest margin was 3.36% for the fourth quarter of 2025 compared to 3.31% for the third quarter of 2025. “We are pleased by the continued increase in the net interest margin compared to the third quarter of 2025 and fourth quarter of 2024. During the fourth quarter of 2025, we repurchased 1,099,803 shares at an average cost of $47.15 per share for a total of $51.9 million,” commented Chang M. Liu, CEO.