Banco Latinoamericano sees FY30 Commercial portfolio $18B-$20B

Bladex hosted its 2026 Investor Day, “Our 2030 Vision.” CFO Annette Van Hoorde outlined a clear financial path to 2030, supported by a more diversified and capital-efficient earnings profile anchored in disciplined portfolio growth, a higher contribution from non-interest income, and funding optimization. “This is not simply balance-sheet growth. It is structural improvement in the quality, mix, and scalability of earnings,” Van Hoorde said. “We are enhancing the economics of the business through a better revenue mix, stronger funding, and disciplined growth, supporting sustainable returns without increasing risk.” By 2030, the Bank targets: Commercial portfolio of $18B-$20B; Net interest margin of approximately 2.30%; Non-interest income of approximately $125M; Efficiency ratio of 25%-27%; Adjusted ROE of 16%-17%; Tier 1 capital ratio of 15%-16%. The Bank expects to reinvest a meaningful portion of earnings to support growth while returning value to shareholders through dividends, based on a payout ratio of around 40% over time.