Auburn National Bancorporation reports Q2 EPS 52c vs. 44c last year

Net interest income was $7.4M in the second quarter of 2025, compared to $7.1M in the first quarter of 2025, and $6.7M in the second quarter of 2024. Net interest margin was 3.27% in the second quarter of 2025, compared to 3.20% in the first quarter of 2025, and 3.06% in the second quarter of 2024. Reports book value per share $24.64. The Company’s tangible common equity ratio or total equity to total assets ratio was 8.36% at June 30, 2025, compared to 8.34% at March 31, 2025, and 7.34% at June 30, 2024. “Our second quarter results reflect strong credit quality and continued improvement in our net interest margin,” said David Hedges, President and CEO. “While loan demand has slowed, we remain optimistic that our net interest margin will continue to improve as loans and securities re-price. Once again, our capital and liquidity remain strong and we are well positioned to meet the needs of our customers,” continued Mr. Hedges.