Associated Banc-Corp reports Q4 EPS 80c, consensus 70c

Reports Q4 net interest margin 3.03% vs. 2.78% a year ago. Tangible book value per share was $22.01 from $21.36 at previous quarter end. Common equity Tier 1 capital ratio was 10.49% vs. 10.33% last quarter. “2025 was a pivotal year for Associated Bank,” said CEO Andy Harmening. “We achieved several key milestones of our strategic plan, proved we can win in key growth markets, drove high-quality, relationship loan and deposit growth, and posted the strongest bottom line in company history. We enter 2026 with a stronger growth profile, enhanced profitability, stronger capital generation and consistently solid credit results. We have the talent, the product set and the value proposition to build on our momentum organically going forward. We’re also excited to welcome American National Bank colleagues, customers and communities to the Associated family later this year. We look forward to providing additional updates on Associated’s growth journey throughout the year.”