Ameriserve Financial reports Q3 EPS 15c vs. 7c last year

Reports Q3 net interest margin 3.27%, a 56-basis point improvement for the quarter vs. last year. Tangible book value of $6.11 from $5.89 last quarter. CEO Jeffrey Stopko commented: “AmeriServ Financial achieved record quarterly earnings in Q3 2025 due to our continued focus on generating positive operating leverage. The increase in total revenue was caused by meaningful improvement in our net interest income for both the third quarter and first nine months of 2025 because of effective balance sheet management. Specifically, our net interest margin increased by 41-basis points for the first nine months of 2025 leading to a $4.8M increase in net interest income which is important since this category represents approximately 70% of our total revenue. Additionally, our non-interest expense has favorably declined for the first nine months of 2025. We will continue to diligently focus on both revenue growth and expense control to further improve the Company’s operating efficiency.”