Amerisafe reports Q4 operating EPS 51c, two estimates 60c

Reports Q4 revenue $81.6M vs $74.03M last year. G. Janelle Frost, President and Chief Executive Officer, noted, “The AMERISAFE (AMSF) team has successfully grown premium over the last seven quarters, despite the headwinds of rate declines and heavy competition. Countering the growth, higher-than-anticipated loss severity emerged in the fourth quarter; as such, we increased our current accident year loss ratio to 72.0% from 71.0% estimated through the first three quarters of 2025. We maintained a strong annual combined ratio of 91.3% and return on average equity of 18.5%. Through both hard and soft markets, we remain squarely focused on profitable underwriting through excellent safety services, diligent risk selection, appropriate product pricing, and personalized claims management.”