International Money Express: Hold Rating Amid Revenue Shortfall and Strategic Challenges

JMP Securities analyst David Scharf has maintained their neutral stance on IMXI stock, giving a Hold rating today.

David Scharf has given his Hold rating due to a combination of factors affecting International Money Express. The company’s recent quarterly results and 2025 guidance fell short of market expectations, with revenue and earnings per share coming in below forecasts. This underperformance is attributed to a slowdown in the core U.S.-Mexico remittance corridor and challenges in maintaining market share amid increasing digital competition.
Additionally, the company has decided to suspend its strategic review process, as no compelling acquisition offers were received. The management’s guidance for flat revenue and EBITDA growth in 2025 further contributes to the cautious outlook. As a result, the stock is considered fairly valued within the range of traditional remittance providers, justifying the Hold rating.

According to TipRanks, Scharf is a 5-star analyst with an average return of 16.3% and a 53.89% success rate. Scharf covers the Financial sector, focusing on stocks such as Bread Financial Holdings, Pra Group, and Synchrony Financial.