Analyst Davide Rimini of Intesa Sanpaolo maintained a Buy rating on Generalfinance S.p.A., retaining the price target of €28.20.
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Davide Rimini has given his Buy rating due to a combination of factors linked to Generalfinance’s positioning and outlook. The company has leveraged more than three decades of expertise in distressed factoring to become a key player in Italy, delivering strong profitability with an ROE above 40% in 2025, supported by operating leverage and a still-favourable competitive landscape.
Rimini also highlights that management has upgraded its 2025–27 business plan after beating earlier guidance, now targeting faster growth in turnover and earnings and anticipating EUR 32M net income a year ahead of schedule. Further upside is seen in the firm’s early but promising international expansion in Spain and Switzerland, and in its scalable proprietary digital platform, which underpins an anti-cyclical business model that still trades at an appealing 2026E P/E multiple around 10x.