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Cautious Optimism for nCino Amid Conservative Outlook and Execution Challenges

Cautious Optimism for nCino Amid Conservative Outlook and Execution Challenges

Analyst Koji Ikeda from Bank of America Securities reiterated a Hold rating on nCino (NCNOResearch Report) and increased the price target to $30.00 from $28.00.

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Koji Ikeda has given his Hold rating due to a combination of factors surrounding nCino’s recent performance and future outlook. The company reported strong first-quarter results that exceeded expectations, providing some reassurance after recent uncertainties. However, the guidance for the upcoming quarter and fiscal year remains conservative, suggesting a balanced risk/reward scenario until the company can demonstrate consistent execution and growth.


Ikeda acknowledges the positive steps nCino has taken, such as cost-saving measures and business optimization efforts, which are expected to enhance profitability. Yet, the cautious approach to the mortgage segment and the need for further evidence of sustainable double-digit organic subscription revenue growth contribute to the Hold rating. The price objective has been slightly raised to $30, reflecting improved execution, but the overall outlook remains cautious until more robust signs of recovery and growth are evident.

In another report released yesterday, Scotiabank also maintained a Hold rating on the stock with a $26.00 price target.

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